Terms of Service

1. Acceptance of Terms

By accessing or using the website, products, or services provided by Prime Worthaniance ("we", "us", "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use our services. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

Prime Worthaniance provides AI-assisted analysis and automated dollar-cost averaging tools intended to help businesses manage surplus cash reserves. Our services are informational and technical in nature and do not constitute financial, investment, legal, or tax advice. Any decisions made based on the use of our platform are made at your own discretion and risk.

We reserve the right to modify, suspend, or discontinue any part of the service, temporarily or permanently, with or without notice, at any time.

3. Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding agreements on behalf of yourself or the business entity you represent in order to use our services. By using Prime Worthaniance, you represent and warrant that you meet these requirements.

4. Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use of your account. Prime Worthaniance is not liable for any loss or damage arising from your failure to comply with this obligation.

5. No Financial Advice

Nothing provided through the Prime Worthaniance platform, including AI-generated analysis, automated strategies, reports, or communications, should be construed as personalized financial, investment, legal, or tax advice. You are solely responsible for evaluating the merits and risks associated with the use of our services and should consult independent professional advisors before making financial decisions.

6. Fees and Payment

Certain features of our service may require payment of fees. Where applicable, fees will be disclosed to you prior to purchase. All fees are non-refundable except as required by law or as otherwise stated in a separate written agreement. We reserve the right to change our pricing structure with reasonable prior notice.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with Prime Worthaniance are the property of Prime Worthaniance or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our services without prior written consent.

8. Acceptable Use

You agree not to misuse the Prime Worthaniance platform, including but not limited to: attempting unauthorized access to our systems, interfering with the proper functioning of the service, reverse-engineering our software, or using the platform for unlawful purposes. We reserve the right to suspend or terminate accounts that violate this section.

9. Third-Party Services

Our service may integrate with or rely on third-party platforms, data providers, or financial institutions. Prime Worthaniance is not responsible for the availability, accuracy, or performance of any third-party services, and your use of such services may be subject to separate terms and conditions.

10. Disclaimers

The service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or that any AI-generated outputs will be accurate or suitable for your specific circumstances.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Prime Worthaniance, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the service, even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Prime Worthaniance and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We may suspend or terminate your access to the service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may also terminate your account at any time by contacting us or using the account settings provided within the platform.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Prime Worthaniance operates, without regard to its conflict of law provisions. [Insert applicable jurisdiction]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction, unless otherwise required by applicable law.

15. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. We will indicate the date of the most recent revision at the top of this page. Continued use of the service after any such changes constitutes your acceptance of the revised Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed to Prime Worthaniance through the contact channels provided on our website.